By choosing our credit intermediation services, you are selecting a specialized partner who goes beyond mere mediation between you and financial institutions. Our service includes a range of benefits and advantages that facilitate and optimize the process of obtaining credit. See what we can offer:

Personalized Analysis

We conduct a detailed analysis of your needs to find the credit solution that best fits your financial capacity. Every client is unique, and our approach is tailored to offer the best options on the market.

Negotiation of Terms

We use our knowledge and experience to negotiate the best credit terms.

Continuous Support

We support you throughout the entire process, from submission to final approval. We are available to answer any questions and provide assistance whenever needed.

Transparency and Impartiality

We ensure a transparent and impartial approach, presenting all options clearly and objectively.

Consumer information regarding credit intermediary activity:

1. Name / Company name
   H4-Mediação Imobiliária Lda.
    

2. Business address / Registered office
   Praça de Portugal 2 C, Urbanização Quinta do Porto Pinheiro, Colinas do Cruzeiro, 2675-669 Odivelas
    

3. Registration number with the Bank of Portugal
   2249
    

4. Telephone contact
   +351 939 779 901
    

5. Email address
   joao.guerreiro@h4imobiliaria.pt
    

6. Category of credit intermediary
   Tied credit intermediary
    

7. Lenders or group of lenders with whom it has a binding contract

   • Banco BPI S.A.
   • Bankinter, S.A. - Portugal Branch
   • Banco CTT, S.A.
   • Union de Créditos Inmobiliários, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Sucursal em Portugal
   • Caixa Geral de Depósitos, S.A.
   • Banco Santander Totta, S.A.
   • Banco BIC Português, S.A.
      

8. Exclusivity regime
   No
    

9. Credit intermediation services

   • Presentation or proposal of credit agreements to consumers.
   • Assistance to consumers through preparatory acts or other pre-contractual management activities related to credit agreements that have not been presented or proposed by the intermediary.
      

10. Consulting services
    No
     

11. Entity guaranteeing civil liability
    Hiscox S.A. – Portugal Branch
     

12. Insurance contract number
    2513748
     

13. Insurance contract validity period
    From: 01-12-2024
    To: 30-11-2025
     

14. Additional information
    The credit intermediary's registration can be consulted on the Bank Customer Portal.
    The credit intermediary is prohibited from receiving or delivering any amounts related to the formation, execution, and early fulfillment of credit agreements, in accordance with Article 46 of the legal regime of credit intermediaries, approved by Decree-Law No. 81-C/2017, of July 7.
    H4 Mediação Imobiliária Lda.'s activity as a credit intermediary is subject to the supervision of the Bank of Portugal.
     

We guarantee a fast, efficient, and advantageous process for accessing mortgage loans. Contact us today and discover how we can facilitate access to the credit you need!